Product / servicePublic reference
Checkout.com Agentic Payments
Scoped delegated payment tokens
An ACP implementation that creates single-use payment tokens with spending constraints for merchants.
THE QUESTION IT ADDRESSES
How can a merchant charge a scoped credential supplied by an AI platform?
A concise reading of published information. The explanatory grouping below is editorial, not an implementation test.
A simplified mechanism
- An onboarded platform submits payment details, allowances and risk signals.
- A delegated token represents the permitted merchant payment.
What it does not establish
The API is marked Beta and requires onboarding. Signature validation and token limits do not eliminate issuer declines or merchant integration requirements.
Where it fits
A Checkout.com implementation of ACP delegated payments, not a proprietary replacement for ACP or an agent wallet.
Sources & further reading
Sources reviewed on2026-11-01. Summaries are paraphrased; follow the current source for changes.