Product / servicePublic reference
Mastercard Agent Pay
Tokenized payments for agent-led shopping
Agentic tokens, captured consent and payment authentication support agent-initiated card purchases.
THE QUESTION IT ADDRESSES
How can an agent purchase be recognized and authenticated?
A concise reading of published information. The explanatory grouping below is editorial, not an implementation test.
A simplified mechanism
- Establish user consent and agent payment credentials.
- Authenticate and process the purchase through participating partners.
What it does not establish
A market pilot does not establish universal rollout; issuer and partner support matter.
Where it fits
A card-commerce program, distinct from Mastercard’s machine-payment early-access offering.
Sources & further reading
Sources reviewed on2026-10-30. Summaries are paraphrased; follow the current source for changes.