Protocol / standardPublic reference
KYA / KYAPay
Agent identity and tokenized payment credentials
KYA identifies an agent, who it represents and its intent; KYAPay adds payment credentials.
THE QUESTION IT ADDRESSES
How can identity assertions and payment credentials travel together without confusing their roles?
A concise reading of published information. The explanatory grouping below is editorial, not an implementation test.
A simplified mechanism
- Present the identity and representation claims required by the recipient.
- Add payment credentials when the interaction requires payment.
What it does not establish
Identity alone is not payment authorization or settlement. Check the token type, trust relationships and payment integration used by each implementation.
Where it fits
The protocol entry is distinct from Skyfire’s platform implementation and from other products named Know Your Agent.
Sources & further reading
Sources reviewed on2026-11-01. Summaries are paraphrased; follow the current source for changes.